ADVERTISING FEATURE: Payday super is changing – Why it matters for your retirement

FROM 1 July 2026, superannuation will be paid differently.

Instead of contributions going in quarterly, they will be paid at the same time as wages – a change known as “Payday Super.”

“While this is aimed at employers, the real impact is on you – particularly if you are approaching or easing into retirement,” said Maven Accounting Director Tania Magon.

“Under the new system your super will be paid more frequently, generally within days of each pay, and contributions will be based on your actual earnings each pay cycle, including salary sacrifice.

“In simple terms – your super should arrive sooner, more regularly, and with greater visibility.

“For those over 55 and thinking about retirement, timing matters more than ever as your super starts working for you sooner.”

Even small delays in super payments can add up over time.

Being paid earlier means more consistent compounding returns.

If you are nearing retirement, this is a good opportunity to stay engaged with your super:

● Check your super regularly to ensure contributions are arriving as expected

● Confirm your fund details with your employer are correct

● Consider whether salary sacrifice strategies still suit your goals under the new timing

“For those in the final stretch before retirement, it’s a welcome shift: more transparency, more consistency, and more time for your super to work for you,” Tania said.

This article is general in nature and does not constitute personal advice.

You should always seek financial advice to discuss how these changes may affect you.