Self-managed super funds (SMSF) have always offered control and flexibility.
But in today’s environment, they also demand a far higher level of expertise.
The SMSF landscape is changing rapidly.
Regulatory scrutiny has increased, ATO guidance has become more technical, new large balance tax measures are at play, and the rollout of payday super is reshaping how money moves into, and is taxed inside, the superannuation system.
At the same time, SMSFs are being used in more sophisticated ways.
They are used in property strategies, related-party arrangements, borrowing structures, complex contribution planning, and intergenerational wealth transfers.
What worked five or ten years ago may no longer be appropriate—or compliant—today.
A genuine SMSF specialist sits at that intersection – tax, super law, strategy and compliance – translating constant reform into practical decisions about contributions, pensions and estate planning.
The cost of that advice is visible; the cost of not having it often appears later as excess tax, denied deductions, rectification directions, or, in the worst cases, a non-complying fund.
As trustees of an SMSF, you need someone that does more than lodge returns or prepare financials.
Having someone that understands how the rules operate in practice, how the ATO applies them, and how to structure strategies correctly from the outset.
Just as importantly, they know where the risks sit and how to avoid costly mistakes before they occur.
When it comes to your super, confidence doesn’t come from guesswork—it comes from actively sourcing and engaging the expertise.
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